:root {
  color-scheme: light;
  --ink: #12161d;
  --muted: #667085;
  --line: #dce2ea;
  --paper: #f7f8fb;
  --card: #ffffff;
  --teal: #0f8a83;
  --navy: #172130;
  --gold: #c19a43;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  background:
    linear-gradient(135deg, rgba(15, 138, 131, 0.09), transparent 32%),
    linear-gradient(315deg, rgba(193, 154, 67, 0.11), transparent 28%),
    var(--paper);
  color: var(--ink);
  font-family: Georgia, "Times New Roman", serif;
}

.policy-shell {
  width: min(980px, calc(100% - 32px));
  margin: 0 auto;
  padding: 48px 0;
}

.hero {
  border: 1px solid var(--line);
  background: var(--card);
  border-radius: 8px;
  padding: clamp(28px, 5vw, 56px);
  box-shadow: 0 22px 60px rgba(23, 33, 48, 0.08);
}

.brand-lockup {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--navy);
  font-family: "Trebuchet MS", Verdana, sans-serif;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 8px;
  background: var(--navy);
  color: #fff;
  letter-spacing: 0;
}

.eyebrow {
  margin: 42px 0 8px;
  color: var(--teal);
  font-family: "Trebuchet MS", Verdana, sans-serif;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

h1,
h2,
p,
dl {
  margin-top: 0;
}

h1 {
  max-width: 760px;
  margin-bottom: 18px;
  font-size: clamp(42px, 7vw, 76px);
  line-height: 0.95;
  letter-spacing: 0;
}

.lede {
  max-width: 720px;
  color: #313b4a;
  font-size: clamp(18px, 2.4vw, 24px);
  line-height: 1.45;
}

.summary-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  overflow: hidden;
  margin: 34px 0 0;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--line);
}

.summary-grid div {
  min-width: 0;
  padding: 18px;
  background: #fbfcfe;
}

dt {
  margin-bottom: 7px;
  color: var(--muted);
  font-family: "Trebuchet MS", Verdana, sans-serif;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

dd {
  margin: 0;
  color: var(--navy);
  font-family: "Trebuchet MS", Verdana, sans-serif;
  font-size: 15px;
  font-weight: 800;
}

.policy-card {
  display: grid;
  grid-template-columns: minmax(180px, 0.48fr) minmax(0, 1fr);
  gap: clamp(18px, 4vw, 42px);
  margin-top: 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.84);
  padding: clamp(22px, 4vw, 34px);
}

.policy-card h2 {
  color: var(--teal);
  font-family: "Trebuchet MS", Verdana, sans-serif;
  font-size: 13px;
  line-height: 1.35;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.policy-card p {
  margin-bottom: 0;
  color: #303a48;
  font-size: 17px;
  line-height: 1.7;
}

.contact {
  border-color: rgba(15, 138, 131, 0.35);
  background: rgba(15, 138, 131, 0.07);
}

@media (max-width: 720px) {
  .policy-shell {
    padding: 22px 0;
  }

  .summary-grid,
  .policy-card {
    grid-template-columns: 1fr;
  }

  .hero {
    padding: 24px;
  }

  .policy-card {
    padding: 22px;
  }
}